Mortgages

Benefit from our services

Mortgage

Our services include:

Remortgages, First time buyers, Next time buyers, Buy to let, Let to buy, Secured loans and Self build

Why choose UK VENUS for mortgage brokering?

There are lots of reasons to let us introduce you to one of our approved panel of Mortgage Brokers, including at least one of the reasons below:

Free mortgage broker advice and quotes, with no obligation

Access to the mortgage broker market and exclusive mortgage deals

Personal service, uniquely tailored to meet your needs and requirements

Quick decision-making

Our 10 step guide to buying a property

Step 1: Know your budget
Collect your paperwork (payslips, bank statements, etc) and speak to us to find out how much you can borrow and what
you can afford

Step 2: Find your mortgage
Based on your credit score and finances, we research the market to find the best mortgage products for you. We then
gain an Agreement In Principle (AIP) from your chosen lender

Step 3: Make an offer
Find your ideal property (if you haven't already) and with your AIP in place you can make an offer. Once accepted, we
will help you complete your full mortgage application.

Step 4: Instruct a solicitor
We can also help you chose a conveyancing solicitor to handle all the legal paperwork, all the required searches (local
authority, water and drainage, enviromental) and liaise with the sellers solicitors

Step 5: property checks
Your lender will require a valuation on the property and you can order your own survey to check its conditions as it could reveal
potential problems

Step 6: Mortgage offer
If everything is in order your lender will issue you an official mortgage offer. You have seven days to decide if this is the
right product for you

Step 7: Protect yourself
Ask us about buildings insurance, critical illness cover and mortgage payment protection insurance

Step 8: Complete and exchange
Your solicitor agrees a completion date for you and contracts are signed and exchanged. Your solicitor will manage the
transfer of funds from your lender to your seller's solicitor

Step 9: Final legal steps
Your solicitor registers the sale and you must pay all the associated fees. You stamp duty payment must be made in
the next 30 days

Step 10: Your new home
Now the legal process is complete, you are the proud owner of a new home and can collect your keys. Congratulations
The property is yours!

Privacy Notice and Complaints Policy

UK VENUS LTD

Accountancy and Mortgages Company

UK VENUS LTD is authorised and regulated by the Financial Conduct Authority FRN: 720503
Registered to carry out Accounting work in the UK and Australia by the Institute of Financial Accountants.

Authorised mortgage advisor and insurance intermediary. We work with a panel of lenders

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Charter certified by Chartered Management Institute.

ICO Registration: ZA151021

Registered office: 1 Ridgeside Ave, Brighton, BN1 8WD

Registered in England and Wales, Company No: 07803951

F: 01273 327 460 T: 01273 206 237 E: ad@ukvenus.co.uk

Privacy Notice and Complaints Policy